Baccarat Odds of a Player vs a Banker Win\n\n If you consider the baccarat payout table above, the Banker bet has a slightly higher baccarat winning percentage of 45.86%, while the Player's hand has a 44.62% chance of winning.
Player Win. Based on the table comparing banker and player bets, the banker's hand has a slightly better chance to win at 45.86% than the player's hand at 44.62%. Even when you remove the tie bet from your choices, the banker wins about 51% of the time.