The Top 3 wager is based on a three card hand using the dealer's one (1) up card and the player's two (2) initial up cards to form a three card poker hand. Winning hands of Three of a Kind Suited, Straight Flush and Three of a Kind are paid according to the poasted pay table.
In the 21+3 blackjack side bet you bet on whether the first two cards of your hand and the dealer's face-up card combine to make one of the three-card poker hands below: Flush Three cards in the same suit. Straight Three cards of consecutive values, such as 2-3-4. Aces can be high or low.
